Valuation, appraisal, sworn appraisal
| Who prepares it | What it is for | |
|---|---|---|
| Market valuation | Estate agent, online service | Setting the asking price |
| Appraisal | Qualified professional | Banks (mortgages), private divisions, accounts |
| Sworn appraisal (perizia giurata) | Qualified professional who swears the document | Courts, disputed inheritances, tax revaluations |
How much a property appraisal costs
There is no single fee scale: the price depends on the type and size of the property, the documents to check, site visits and whether it is sworn. Always ask for a written quote stating what is included.
When you apply for a mortgage, the bank commissions the appraisal and it is usually paid by the borrower, as part of the arrangement fees.
When you really need one
- Division between heirs or spouses who cannot agree on the value.
- Court cases and enforcement proceedings.
- Mortgages: the bank's appraisal sets how much it can lend.
- Some tax procedures that require a sworn value.
When a valuation is enough
If you only want to know what price to put your home on the market at, an appraisal is an unnecessary cost: a good agent values it anyway based on local sales. For Bolzano and the surrounding area you can start from the free estimate by address and then request a free site visit.